Corporate Credit

Access to robust corporate credit facilities is fundamental for businesses to manage working capital, finance growth initiatives, make strategic acquisitions, and navigate economic cycles. IGAP Global specializes in advising and facilitating a wide array of corporate credit solutions, connecting enterprises with leading financial institutions and alternative lenders worldwide. We ensure that our clients secure the most suitable and cost-effective credit structures to support their short-term liquidity needs and long-term strategic objectives.

Types of Corporate Credit Facilities We Facilitate

Our expertise covers a comprehensive spectrum of corporate credit instruments, tailored to meet diverse business requirements:

• **Revolving Credit Facilities (RCFs):** Flexible credit lines that allow companies to borrow, repay, and re-borrow up to a certain limit within a specified period. Ideal for managing fluctuating working capital needs.
• **Term Loans:** Providing a lump sum of capital with a fixed repayment schedule over a set duration (e.g., 3-5 years for medium-term, 7-10+ years for long-term). Used for capital expenditures, expansion projects, or refinancing existing debt.
• **Trade Finance:** Solutions that facilitate international trade transactions, including Letters of Credit (LCs), Standby Letters of Credit (SBLCs), Bank Guarantees, and export/import financing.
• **Working Capital Facilities:** Broad range of solutions including inventory financing, accounts receivable financing (factoring or invoice discounting), and purchase order financing, designed to optimize a company's liquidity.
• **Asset-Backed Lending (ABL):** Loans secured by a company's assets, such as accounts receivable, inventory, machinery, or real estate. ABL offers flexibility and often higher borrowing capacities for asset-heavy businesses.
• **Syndicated Loans:** Large loan facilities provided by a group of lenders (a syndicate) to a single borrower, typically for major corporate undertakings, M&A, or large-scale projects.
• **Bridge Loans:** Short-term financing designed to "bridge" a funding gap until a more permanent long-term financing solution can be arranged or a specific event (e.g., asset sale) occurs.
• **Structured Finance:** Custom financial instruments and transactions tailored to complex corporate needs, often involving securitization, derivatives, and sophisticated risk-sharing mechanisms.

Our Corporate Credit Facilitation Process

IGAP Global acts as your strategic advisor, streamlining the process of securing corporate credit:

1. **Comprehensive Needs Assessment:** We conduct an in-depth analysis of your financial position, capital requirements, business model, and strategic goals to determine the most appropriate credit solutions.
2. **Credit Package Preparation:** Our team assists in preparing a compelling credit proposal, including detailed financial projections, business plans, collateral analysis, and management presentations to attract optimal terms from lenders.
3. **Lender Identification & Selection:** Leveraging our extensive global network of commercial banks, investment banks, private credit funds, and institutional investors, we identify the best-fit lenders for your specific needs.
4. **Negotiation & Structuring:** We lead negotiations on your behalf to secure competitive interest rates, favorable covenants, flexible repayment terms, and tailored credit structures.
5. **Due Diligence & Closing Support:** We guide you through the lender's due diligence process, ensuring smooth information flow and efficient transaction closing.

Why Choose IGAP Global for Corporate Credit?

With over two decades of extensive experience in financial advisory, IGAP Global has a proven track record of securing optimal corporate credit solutions for clients across diverse industries and geographies. Our distinct advantages include:

• **Deep Market Knowledge:** Profound understanding of global credit markets, lender appetites, and evolving credit products.
• **Extensive Lender Relationships:** Strong, established connections with a wide network of traditional and alternative credit providers.
• **Tailored & Strategic Solutions:** We design credit structures that are not just about securing funds, but about optimizing your capital structure and supporting your long-term business strategy.
• **Efficiency & Execution Excellence:** We streamline the complex process, aiming for efficient approvals and timely access to funds.
• **Unwavering Client Advocacy:** We act solely in your best interest, negotiating vigorously to achieve the most favorable terms possible.

Empower your business with strategic capital and robust credit facilities. Partner with IGAP Global to secure the corporate credit solutions that drive your growth and enhance your financial resilience. Contact us today to discuss your financing needs.