Private Credit

Private Credit, also known as private debt, has emerged as a vital and growing asset class, offering flexible financing solutions to companies that may not be fully served by traditional bank lending or public capital markets. It provides direct lending from non-bank institutions, including private credit funds, pension funds, and insurance companies. IGAP Global specializes in connecting businesses seeking bespoke debt financing with a diverse pool of private credit providers, structuring solutions that meet unique operational and strategic needs.

Our Approach to Private Credit

We guide clients through the entire private credit process, from initial assessment to successful funding:

• **Needs Assessment & Strategy:** Collaborating closely with clients to understand their capital requirements, growth plans, existing debt structure, and risk appetite to determine if private credit is the optimal solution.
• **Market Analysis & Structuring:** Analyzing market conditions and borrower-specific circumstances to design the most suitable private debt structure (e.g., senior, subordinated, unitranche).
• **Investor Identification & Outreach:** Leveraging our extensive global network of private credit funds, institutional investors, and family offices to identify potential lenders with an appetite for the specific transaction type and risk profile.
• **Information Memorandum & Marketing:** Preparing comprehensive and compelling information packages, including detailed financial models, business plans, and management presentations, to attract investor interest.
• **Due Diligence & Negotiation:** Guiding clients through the lender's due diligence process and leading negotiations on terms, covenants, pricing, and repayment schedules to secure the most favorable terms.
• **Closing & Documentation:** Facilitating the legal documentation and closing process, ensuring a seamless transaction from commitment to funding.

Types of Private Credit Solutions We Facilitate

Our expertise covers a wide spectrum of private credit instruments, tailored to various corporate needs:

• **Direct Lending:**
  • **Senior Secured Loans:** Debt instruments that rank highest in priority for repayment and are typically secured by the borrower's assets.
  • **Unitranche Facilities:** A single debt instrument combining senior and subordinated debt into one loan, offering simplicity and speed for borrowers.
• **Subordinated Debt (Mezzanine Finance):**
  • Loans that rank below senior debt but above equity in the capital structure, often incorporating equity-like features such as warrants or conversion options. Used for growth capital, acquisitions, or recapitalizations.
• **Growth Capital Debt:**
  • Non-dilutive financing for rapidly growing companies that require capital for expansion but wish to minimize equity dilution.
• **Acquisition Finance:**
  • Debt facilities specifically structured to support mergers, acquisitions, and leveraged buyouts, often provided by private debt funds.
• **Special Situations & Distressed Debt:**
  • Providing financing to companies facing operational or financial challenges, often involving complex restructuring solutions.
• **Real Estate Debt:**
  • Non-recourse or limited-recourse debt financing for commercial real estate projects, including development, acquisition, and refinancing.
• **Infrastructure Debt:**
  • Long-term debt for infrastructure projects, often secured by project assets and cash flows.

Why Choose IGAP Global for Private Credit?

With over two decades of extensive experience in financial advisory, IGAP Global has a proven track record of securing optimal private credit solutions for clients across diverse industries and geographies. Our distinct advantages include:

• **Extensive Investor Network:** Access to a broad and deep network of global private credit funds, institutional investors, and alternative lenders.
• **Customized & Flexible Solutions:** We structure bespoke debt solutions that are more flexible and often faster to arrange than traditional bank loans.
• **Deep Market Expertise:** Profound understanding of private credit market dynamics, pricing, and investor appetites, ensuring competitive terms.
• **Speed & Efficiency:** Our streamlined process and established relationships can significantly reduce the time to secure financing.
• **Unbiased Advice:** We provide independent and objective guidance, ensuring the chosen solution best aligns with your strategic and financial objectives.

Unlock flexible and tailored capital for your business growth. Partner with IGAP Global to navigate the private credit landscape and secure the financing you need. Contact us today to discuss your private credit requirements.